Will Auto Interest Rates Go Down In 2025 In India. With incentives increasing and interest rates dropping, the conditions are ripe for prices to start coming down. Bank auto loan rates showed little in the way of improvement in 2024 but expect that to rev up in 2025 as the economy motors along, banks look to spur loan demand, and the fed helps by.

This question weighs heavily on the minds of prospective car buyers, as the cost of borrowing significantly impacts affordability. “as we head into 2025, average auto loan rates are a full point lower from their peaks earlier in 2024, and approval rates are increasing,” wrote cox automotive chief.